Quality Life
Diaspora Support Plan

Quality Life
Diaspora Support Plan

This policy is a term assurance funeral policy which provides individual and family members cover.

This policy is structured to provide payment of a lump sum at the occurrence of the death of a member of their dependents.

This Plan is for individuals living abroad (both married with dependants spouse and unmarried)

Product Benefits

  • Provides payment of death benefits to members and their dependents.

  • Offers peace of mind and support to families.

  • Ensures funds are available for funeral expenses.

  • Eliminates the need for appeals or loans in times of bereavement.

  • Enables effective planning for welfare committees in associations by removing the need to budget for unforeseen events like death.

Product Details

Affordable, accessible, and tailored to the target market's needs.

Fair policy provisions that meet policyholders' reasonable expectations.

Additional benefit of 10% of the deceased's sum assured available to facilitate the one-week ceremony.

Instant cover upon payment of the first premium.

Offers inflation protection at a 5% level for both the sum assured and the premium upon renewal.

Age limit of 85 years for parents.

No medical underwriting required.

No surrender benefit provided.

Three (3) month waiting period on the policy.

Issue & Expiry Ages

Primary Insured

Min: 18 years

Max: 59 years

Spouse

Min: 18 years

Max: 59 years

Parent(s) Parent(s)-In-Law

Min: 45 years

Max: 85 years

Other Dependants

Min: 18 years

Max: 70 years

Premiums

SILVER

$200(Yearly)

Register
Members Sum Assured(GHc)
Death of primary member 20,000
Death of Spouse 15,000
Father/Other 30,000
Mother/Other 30,000
Father-in-Law/Other 30,000
Mother-In-Law/Other 30,000

GOLD

$295(Yearly)

Register
Members Sum Assured(GHc)
Death of primary member 30,000
Death of Spouse 20,000
Father/Other 50,000
Mother/Other 50,000
Father-in-Law/Other 50,000
Mother-In-Law/Other 50,000

PLATINUM

$435(Yearly)

Register
Members Sum Assured(GHc)
Death of primary member 50,000
Death of Spouse 30,000
Father/Other 80,000
Mother/Other 80,000
Father-in-Law/Other 80,000
Mother-In-Law/Other 80,000

DIAMOND

$565(Yearly)

Register
Members Sum Assured(GHc)
Death of primary member 80,000
Death of Spouse 50,000
Father/Other 100,000
Mother/Other 100,000
Father-in-Law/Other 100,000
Mother-In-Law/Other 100,000

Premiums

SILVER

$200(Yearly)

Register

GOLD

$295

Register

PLATINUM

$435

Register

DIAMOND

$565(Yearly)

Register

Pay Out Schedule

Insured Members Pay out Category
SILVER
GOLD
PLATINUM
DIAMOND
Death of primary member 20,000 30,000 50,000 80,000
Death of Spouse 15,000 20,000 30,000 50,000
Father 30,000 50,000 80,000 100,000
Mother 30,000 50,000 80,000 100,000
Father-in-Law 30,000 50,000 80,000 100,000
Mother-In-Law 30,000 50,000 80,000 100,000

Service Partners

Life Assurance Partner
Sendin QLAC
Health Insurance Partner
Sendin Premier